Buying a New Home and Turning My Old Home into a Rental: What Do I Need to Do?
Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here’s a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Research Rental Market: Review Legal and Tax Implications: Prepare Your Home: Screen Tenants Carefully: […]
Should You Buy Life Insurance for Children?
We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about you and your family so […]
Businesses Must Take Steps to Mitigate Their Cyber Risks
Cyber insurance provides robust financial protection to businesses if they incur a data breach and is an essential part of any risk management plan, according to a video released by the Insurance Information Institute.* Cyberattacks and data breach-caused losses are the top risks facing businesses, a global survey of company directors by Willis Towers Watson […]
Why Do I Need Term Life Insurance?
Term life insurance is a type of life insurance policy that provides coverage for a set period of time, typically between 10 and 30 years. Here are some reasons why you may need term life insurance: In summary, term life insurance can provide you and your loved ones with financial security and peace of mind. […]
Smartphone apps drive gig workers, parents to distraction
Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver distraction, but also a new group of rideshare and delivery drivers whose […]
Choosing the Right Windows for Your Home
Windows are a vital element of your home, serving both functional and aesthetic purposes. They provide natural light, ventilation, and a connection to the outdoors while also enhancing the overall look of your property. When it comes to choosing the right windows for your home, several factors should guide your decision. In this blog post, […]
Maximizing Home Insurance Savings:Practical Tips for Budget-Conscious Homeowners
Owning a home is a significant financial responsibility, and managing household expenses is crucial for budget-conscious homeowners. In this blog, we’ll explore practical strategies and tips to help homeowners save money on their home insurance premiums, building on the concept of cost-saving measures to ensure you’re getting the best value for your coverage. Shop Around […]
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRSBUT STILL ARE VALUED
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS). In the survey, approximately half of those who reported an issue with equipped front crash prevention, blind-spot detection, or rearview or other visibility-enhancing […]
5 Ways to Save Money on Home Insurance
Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Here […]
Walking Your Dog at Night
Remember these safety tips when walking your dog at night. Always use a leash This one is non-negotiable. Even if you live in an area without much traffic, and your dog has an excellent recall, you should always leash up at night. Just like humans, dogs get startled by people or animals suddenly emerging from […]